The rise of high-deductible health plans

The number of patients under age 65 with high-deductible health plans has increased each year, according to the National Health Interview Survey conducted by the Centers for Disease Control and Prevention and the National Center for Health Statistics.

CDHP (HDHP with HSA)

HDHP no HSA

19.2%

22.5%

25.3%

29.0%

31.1%

32.5%

(Jan.-Mar.)

NOTES: A consumer-directed health plan (CDHP) is a high-deductible health plan (HDHP) with a health savings account (HSA). 'HDHP no HSA' is a high-deductible health plan without an HSA. The individual components of HDHPs may not add up to the total, due to rounding.

Source: CDC